Real Estate Loan Officer

Recognized by the city of Alexandria as a Gold Employer, the State Department Federal Credit Union (SDFCU) is dedicated to providing outstanding opportunities and professional development. Headquartered in Alexandria, Virginia, with assets exceeding $2.4 billion, we understand that our success is driven by our talented team members.

At SDFCU, we are committed to attracting and retaining top talent to ensure our continued success. Our tradition of exceptional service extends not only to our members but also to our employees. Through comprehensive internal training and workshops, we nurture professional strengths and provide ample opportunities for career advancement. Are you ready to join our dynamic team? We offer competitive salaries, exceptional Health, Dental, and Vision insurance within the first 30 days of service, a matched 401(k) plan with up to 4% SDFCU contribution, and much more.

Benefits and Perks of Working at State Department Federal Credit Union Include:

Diversity and Inclusion: Work in an environment that values and respects all team members.

Paid Holidays: Enjoy 12 paid holidays a year, including your birthday.

Flexible Work Options: Potential work-from-home options after the introductory period.

Generous Paid Time Off: Ample vacation and personal days to maintain a healthy work-life balance.

Tuition Reimbursement: Support for your ongoing education and career development.

Commute/Parking Incentives: Financial incentives for your daily commute.

Comprehensive Insurance: Access to excellent medical, dental, and vision insurance packages.

Gym Reimbursement: Stay healthy with our gym membership reimbursement program.

Team Bonding: Participate in company and team bonding events that foster a collaborative work environment.

Join us at SDFCU and be part of a team that values excellence, innovation, and professional growth.

The State Department Federal Credit Union is currently seeking a Real Estate Loan Officer to join our team. The Real Estate Loan Officer will be responsible for guiding members through the process of securing real estate loans. This includes evaluating loan applications, assessing creditworthiness, and ensuring compliance with all regulatory requirements. You will provide personalized service to members, helping them understand their loan options and assisting them in choosing the best solutions for their needs. Additionally, you will collaborate with other team members to streamline the loan process, maintain accurate records, and stay informed about market trends and financial products. Your expertise and commitment to exceptional service will contribute to the financial well-being and satisfaction of our members.

REQUIRED SKILLS AND COMPETENCIES:
1.Minimum 2-5 years of similar or related experience.
2.Associates degree with mortgage, financial, or business concentration desired.
3.Thorough working knowledge of underwriting criteria utilized by conventional financing guidelines set by Freddie Mac and Fannie Mae.
4.Thorough knowledge of the Fair Housing Act and Consumer Protection Laws such as FCRA, ECOA, TILE/RESPA and TRID, SAFE ACT.
5.Excellent interpersonal, verbal, and written communication skills.
6.Ability to take initiative and independent judgment, while working within established scope of authority.
7.Excellent organizational skills and attention to detail.
8.Ability to use sound judgment and diplomacy.
9.Ability to adapt to a constantly changing work environment in addition to demonstrating flexibility.