Financing and Leasing - Finance Representative

Komatsu
United States, Illinois, Chicago
8770 West Bryn Mawr Avenue (Show on map)
May 23, 2025
Komatsu is an indispensable partner to the construction, mining, forestry, forklift, and industrial machinery markets, maximizing value for customers through innovative solutions. With a diverse line of products supported by our advanced IoT technologies, regional distribution channels, and a global service network, we tap into the power of data and technology to enhance safety and productivity while optimizing performance. Komatsu supports a myriad of markets, including housing, infrastructure, water, pipeline, minerals, automobile, aerospace, electronics and medical, through its many brands and subsidiaries, includingTimberPro, Joy, P&H, Montabert, Modular Mining Systems, Hensley Industries, NTC, and Gigaphoton. Job Overview Komatsu Financial (KF) Specializes in wholesale, retail and operating lease financing for 30+ contracted Komatsu distributors and their customers. The operations department of Komatsu Financial is responsible for the orderly liquidation of the company's receivables through proven collection techniques and sound audit practices. The incumbent will be assigned a territory to oversee, and take on full responsibility for its performance. This position is a great developmental opportunity that is intended to prepare individuals to take on roles with increasing responsibility within Komatsu Financial or Komatsu North America. In this role, you will be given exposure to a variety of business areas. You will learn how to be customer oriented, as well as how to navigate challenging collections conversations. Additionally, you will learn to build relationships, and understand the importance of effective communications through various channels such as e-mail, phone, and other mediums. Individuals that are goal driven, team oriented, who are flexible and adaptable will be ideal candidates as this position is often considered the pool of talent that we rely on for other positions within the Komatsu organization. It is important to note that it takes somewhere between 3-5 years for someone to successfully master this position. Key Job Responsibilities Retail Portfolio Management (~75% of role) Manage a retail portfolio of approximately $400MM-$750MM Develop and implement collection strategies to minimize delinquencies and Optimize portfolio performance Deliver Excellent customer service by addressing customer inquiries and resolving issues promptly and professionally Learn and understand various documentation and reporting used in retail financing Collaborate with other departments to streamline processes and improve overall portfolio management Wholesale Risk Mitigation (~25% of role) Conduct routine inventory audits of floor plan equipment for our network of distributors Coordinate travel to distributor locations, managing logistics for on-site audits (approximately 15% travel required) Interact professionally and cultivate relationships with inventory managers, credit managers, controllers, and CFOs of distributor companies Monitor installments due on floor plan financing, proactively following up on payments and addressing any discrepancies Qualifications/Requirements Bachelor's degree, preferably in Finance, General Business or related field No post college work experience needed Ability to learn financing/leasing concepts Strong interpersonal skills to interact positively with distributors and Komatsu personnel Strong PC proficiency with MS Office and aptitude to learn other software programs Flexibility and willingness to travel as deemed necessary and must have a valid driver's license (travel =approx. 15%) Strong organizational and follow skills to effectively complete work load Ability to deal with challenging customers and situations Ability to meet daily/monthly goals. Additional Information This position is an excellent career opportunity for individuals who are looking for a great business foundation (estimate 3-5years in this role as they continue to increase their knowledge base and experience to master the concepts and learn the company). Due to the skills and experience an individual can learn in this role, this position is a developmental role that offers pathways to other opportunities not only within Komatsu Financial, but throughout the entire Komatsu organization. This position requires a valid driver's license with a safe driving recordfor at least the past 10 years. Min. $58,000 - Mid. $72,000 Komatsu is an Equal Opportunity Workplace and an Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.