Remote

Financial Analyst, Credit

Enterprise Community Partners
$85,000 to $95,000,
tuition reimbursement, 401(k)
United States
May 02, 2025
Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging. Join us at enterprisecommunity.org Working at Enterprise At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey. Enterprise offers career opportunities in our offices across the country with anexceptional benefits package. Job Description Summary The Financial Analyst, Credit will support the review and assessment of the fiscal condition of affordable housing sponsors, developers, and guarantors whose developments utilize Low-Income Housing Tax Credit (LIHTC) financing. The person filling this role will work in a fast-paced environment within the Credit team and in support of Enterprise's LIHTC acquisitions activities. Responsibilities require the application of the individual's knowledge of corporate and individual financial statements to assist in the evaluation of sponsors and guarantors in LIHTC transactions to determine their ability to meet their ongoing performance and financial obligations. The Financial Analyst, Credit must be able to work in a time-pressured environment that demands attention to detail, conscientiousness, creativity, and flexibility. In addition to these attributes, the position requires an ability to work collaboratively with Credit Officers and Credit Underwriters and to manage processes and due diligence. The Analyst will also work cooperatively with Asset Management's Sponsor Support team to share information and manage coordination of due diligence materials. Job Description Qualifications Bachelor of Science Degree in Accounting, Finance, or equivalent and 2+ years of experience required. Masters Degree may substitute 1 year of experience. Related experience in auditing and/or financial analysis of real estate development companies and non-profits preferred. Excellent analytical skills. Some knowledge of LIHTC equity underwriting or other real estate feasibility analysis preferred. Effective written and verbal communications skills. Ability to maintain positive, productive working relationships with co-workers and outside partners. Proven capacity to independently coordinate complex activities, prioritize conflicting demands, and meet deadlines. High levels of motivation and ethics. Responsibilities Assist in the review of financial statements and preparation of multi-year financial analysis spreadsheets for developers/guarantors of Enterprise's LIHTC and predevelopment transactions. Identify salient characteristics brought to light from the financial analysis spreadsheet, communicate findings, and recommend follow-up items to the Credit Underwriter; focus on identifying strengths and vulnerabilities in a developer's financial condition, ongoing viability, and ability to support guarantees. Determine the most appropriate subject(s) of and level of analysis for a given transaction based on each party's roles, respective financial capacity, and other factors. Analyze consolidated statements, reviewing the legal relationships, activities, and assets and liabilities of consolidated entities to determine which entity or group of entities is to be evaluated, as well as the form of such evaluation and presentation. Comply with policies and procedures established to protect sensitive material submitted by sponsors and guarantors. Manage the due diligence process and the appropriate handling of non-public documents needed for the financial review process. Perform other special tasks as assigned. Total Rewards at Enterprise: You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing. Enterprise offers a comprehensive total rewards package for you and your family. The base salary for this role is $85,000 to $95,000, depending on level of skills and experience. The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs. At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as fertility, adoption, surrogacy support, and gender-affirming care. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others.