Consumer Loan Processor

Univest Financial Corporation (UVSP), has approximately $8.1 billion in assets and $5.2 billion in assets under management and supervision (as of December 31, 2024). Headquartered in Souderton, Pa. and founded in 1876, the Corporation and its subsidiaries provide a full-range of financial solutions for individuals, businesses, municipalities and nonprofit organizations in the Mid-Atlantic Region. For nearly 150 years, Univest has stayed true to our philanthropic spirit and the strength of our Committed to Local giving program is one of the things that differentiates us. In 2024, Univest donated $2.1 million to our local nonprofits and our employees volunteered more than 16,000 hours.

At Univest we invest in the success of our employees and customers. We offer our employees the ability to be their authentic selves, while fostering a culture and an environment that inspires change and inclusivity. We seek career-focused individuals, looking to bring passion and creativity to drive change. Our employees are encouraged to work collaboratively and embrace innovation to deploy needs-based financial solutions in the communities we serve.

We're hiring a Consumer Loan Processor to join our Consumer Lending Support Team.

• Responsible to comply with laws and regulations that apply to the position, including the Univest Code of Conduct
• Pipeline consists of all the loan products, primarily residential secured loans
• Ensure timely and independent processing of loan files, in compliance with all applicable laws, regulations, corporate policies and procedures, including:

1. Review the application package for completeness and conformity to the applicable loan program requirements
2. Complete and deliver the application and loan disclosures in compliance with the required timeline/regulations for the appropriate loan program
3. Order and track applicable services such as, Social Security Verifications, IRS tax Transcripts, Appraisal and Title
4. Request and track additional documentation needed to submit the loan file to underwriting, from the branch and/or borrower
5. Review and analyze the income documentation and appraisal, calculate income, DTI and CLTV, and validate that the documentation agrees with the loan request.
6. Review the title to ensure the lenders intended lien position. Investigate and resolve any lien and /or judgment issues
7. Obtain any additional documentation from customer to clear all underwriting conditions and prepare file for closing
8. Ensure all loans are updated throughout the process in the Encompass or Meridian Link
9. Monitor pipeline to ensure that all regulatory timeframes are met

• Perform additional duties as requested/required

High school diploma or equivalent to 1+ years of experience in Mortgage or Consumer banking

Ability to work in a fast-paced environment while interacting with branch staff, sales staff, vendors, and customers.

Must be highly organized, detail oriented, and able to work with multiple deadlines.

Demonstrated ability to work through and resolve problems

Knowledge of consumer loan guidelines, regulations and requirements preferred

Knowledge of Microsoft Office, Encompass 360, and Meridian link systems highly preferred

Must possess a positive attitude, strong communication and customer service skills

Wage Range:

The salary for this position ranges from $15.29 to $26.63

Benefits Overview:

Univest offer's a comprehensive benefits package that includes:

• Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
• Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
• Paid Time Off (PTO): 15 days annually (prorated your first year)
• Short Term Disability: 10 days annually of sick time with a doctors note (prorated your first year)
• Holiday Time Off: 11 paid holidays
• We offer company paid life insurance: as well as other supplemental insurances
• Tuition reimbursement
• Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
• Discounts: on loan products
• Professional development trainings

Click here for Benefit Information

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An Equal Opportunity Employer. Univest does not discriminate against any applicant for employment because of race, color, religion, religious creed, ancestry, national origin, age, sex, disability or protected veteran status.

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