Commercial Credit Officer II
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![]() United States, Texas, Lubbock | |
![]() 5004 North Loop 289 (Show on map) | |
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COMPANY PROFILE: AgTexas Farm Credit Services serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the association has an average loan volume of approximately $2.85 billion, with total assets equaling $3.2 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. POSITION: The Commercial Credit Officer II position is located in any AgTexas office with a salary that is negotiable, depending upon experience. This position performs analysis and servicing of the Association's purchased and originated commercial loans. Evaluates and services loans of moderate complexity and risk. Develops and manages loan portfolios that include purchased participations and loans originated in the trade area served by the Association. *AgTexas, at its sole discretion, may offer this position with a different title based upon the qualifications of the candidate. MINIMUM EDUCATION AND EXPERIENCE: Bachelor's degree in finance, business administration, agricultural economics or a related field, or equivalent experience and at least five (5) years of experience in the administration and analysis of credit on commercial and mortgage loans including risk assessments and recommendations on approval of loan applications. Ideal candidate will exhibit a general knowledge of accounting/financial systems and key accounting principles. General knowledge of office equipment and systems used for the storage and retrieval of business information, as well as standard records management and file classification practices is required. Specialized knowledge of credit delivery systems and the ability to perform intermediate-level accounting and financial analyses under limited supervision. This position requires good oral and written communication skills with specialized knowledge of written correspondence principles. Must be intermediate in skill level with Microsoft Office applications. KEY RESPONSIBILITES:
WORKING RELATIONSHIPS: Frequent interaction with customers, association departmental staff and management. Occasional interaction with association senior management, CEO, and/or board of directors. Occasional interaction with Farm Credit Bank of Texas staff. Frequent interaction with area professionals including real estate agents, commercial bankers, and others who deal with the association in the normal course of business. EOE/AA/M/F/D/V AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information. Persons with disabilities who require accommodation to complete the application process should call our Lubbock office at (806) 745-4575 and ask to speak to one of our HR representatives to request accommodation in the application process. |