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Principal Associate, Financial Analyst - Card Finance

Capital One
United States, Virginia, Richmond
May 30, 2025
Principal Associate, Financial Analyst - Card Finance

Capital One is seeking a motivated professional for a Principal Associate position in Card Finance. In this role you will work directly with our Mainstreet Customer Management business partners supporting the strategy of their portfolio in addition to getting to work as a part of a highly collaborative finance team on a variety of whitespace projects. By supporting the largest P&L at Capital One, you'll get to combine high value deep-dive analytics with influential storytelling, often communicating with some of the top leaders at the company. This role will expose the associate to new technologies and will provide the opportunity to further develop technology skills (e.g. SQL, Python, Tableau, etc.) as well as more traditional FP&A competencies.

The Principal Financial Analyst role requires strong communication, problem solving, strategic thinking, and influencing skills in order to effectively:

  • Articulate outcomes of analysis and relevant insights

  • Partner with business leadership to assess the financial implications of strategic growth initiatives

  • Develop presentations to communicate business and analysis results to senior leadership audiences

General Responsibilities:

  • Deliver accurate, meaningful, and efficient financial forecasts and management reporting to help our partners deliver on their financial objectives

  • Financial reporting and analysis, including budgeting, forecasting, variance analysis, financial reporting, and P&L management

  • Coordinate and collect input data from Business and Financial Analysts in different departments, check data integrity, summarize and convert data, run models, verify, analyze, and communicate output data

  • Business presentations: Assist in development of presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams

  • Ad-hoc requests and special projects

  • Independently manage and prioritize workload

Basic Qualifications

  • Bachelor's Degree or military experience

  • At least 3 years' experience in financial analysis

  • At least 3 years' experience with financial modeling

  • Experience in Microsoft Excel and Microsoft PowerPoint

Preferred Qualifications:

  • Master's Degree in Business Administration (MBA) or Master's Degree in Finance

  • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

  • 4+ years' experience in financial analysis

  • 4+ years' experience with financial modeling

  • 3+ years' experience in strategic analysis & planning

  • Proven business relationship, communication, interpersonal, and influencing skills

  • Demonstrated independent problem solving and strategic thinking abilities

  • Strong teamwork skills with the ability to positively contribute to overall success of the team

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $106,700 - $121,700 for Principal Financial Analyst McLean, VA: $117,300 - $133,900 for Principal Financial Analyst Richmond, VA: $106,700 - $121,700 for Principal Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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