Enterprise Risk Analyst

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We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Abilene, Texas, United States

SCOPE/CONTACTS:

The Enterprise Risk Analyst provides second-line Defense support for the Enterprise Risk Management Program (ERM). The role coordinates risk assessments, obtains risk-related data, develops and generates risk reporting, and maintains the governance risk and controls (GRC) toolset.

ESSENTIAL FUNCTIONS:

• Coordinates or assists in coordinating formal Risk and Control Self Assessments (RCSAs) with first-line business owners and risk owners.
• Coordinates and reports performance for the customer ACH and RDC risk assessment process by creating customer risk profile data, with input from Treasury Management, and proposed risk ratings for business line approval.
• Assist the Director of Enterprise Risk Management with the other risk assessments, issue management, model risk attestations, process analysis, and other risk functions as assigned.
• Analyzesbusiness and customer risks for consideration and mitigation recommendations with the Director of Enterprise Risk Management and the appropriate business partners.
• Support lines of business as assigned to complete required tasks within ERM processes, including awareness, training, and task coordination.
• Maintain ERM data quality and reporting within GRC application and reporting tools.
• Contribute to developing and testing ERM reporting and key risk indicator (KRI) and/or key performance indicator (KPI) development.
• Review internal department policies, standards, and procedures to validate compliance with the appropriate regulatory and business requirements.

• Develops and conducts training and awareness with business lines and peers for ERM processes and tasks as assigned.
• Stays informed of emerging risks and ERM industry best practices.
• Responsible for completing all compliance training related to the position in a timely manner.
• Understand all applicable laws and regulations that apply to the position and comply with the requirements.

MINIMUM QUALIFICATIONS:

• Three (3) to five (5) years of banking experience required.
• Strong understanding of risk management requirements, process, and practices.
• Sound understanding of banking and related processes.
• High comfort level with technology such as PCs and software/web-based products.
• High proficiency in Microsoft Word and Excel essential.
• High degree of self-motivation and ability to work autonomously.
• Strong client relationship management and customer service.
• Excellent written and verbal communication skills and ability to interact well with internal and external clients.

PREFERRED SKILLS:

• Bachelor's Degree preferred.
• Payment system (ACH, Merchant Card, or Remote Deposit) experience, especially related to customer risk assessments and payment systems risk.
• Risk-related certification(s), such as Certified in Risk and Information Systems Control (CRISC), ABA Certificate in Operational Risk Management, Certified Third-Party Risk Professional (CTPRP), Accredited ACH Professional (AAP), etc., preferred or working towards certification.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)