AML Investigator - Aventura, FL

Valley National Bank
United States, Florida, Aventura
Jul 22, 2025
Responsibilities include but are not limited to: * Review and analyze alerts generated by the Bank's electronic monitoring software to make a determination as to whether activity warrants further review. Review and analyze internal AML reports, draw conclusions and make recommendations regarding the need for further investigation. * Research and analyze customer activity compared to KYC documentation and internal/external information sources and make recommendations regarding the need for further review and/or SAR filing. * Research and analyze customer activity compared to KYC documentation and internal/external information sources and make recommendations regarding the need for further review and/or SAR filing. * Conduct suspicious activity investigations and determine whether a Suspicious Activity Report is needed. Draft narrative for each case substantiating the decision/recommendation. * Draft and file Suspicious Activity Reports with FinCEN. * Manage complex cases involving matters such as multiple relationship accounts, international wires involving Bank-designated high risk jurisdictions, and complex cash structuring schemes. * Identify and analyze records of outside agencies to facilitate investigations including credit bureau records, police and court records. * Make recommendations for closing customer accounts/relationships based on investigation. * Correspond with employees and customers in connection with matters such as structuring. * Prepare bank wide guidance on AML matters. * Work with the business and AML Investigations to understand and resolve potential AML monitoring issues. * Work with the AML management team to ensure the monitoring platform consistently addresses prevailing risk. * Support management in the day-to-day compliance efforts with AML/KYC requirements. * Analyze, plan and complete special projects assigned by the AML management.