Description We are seeking an experienced and detail-oriented Commercial Appraisal Manager to lead our appraisal review functions. This is a fast-paced, interactive position with CCFBank, a successful financial institution with locations throughout Wisconsin and Minnesota. As the Commercial Appraisal Manager, you will be responsible for reviewing the monetary value of merchandise, property, or business assets for commercial, agriculture and residential real estate and other assets. As well as perform detailed market research, analyze financial data, inspect properties, and prepare comprehensive reports that inform clients about the fair market value of a property. Familiarity with current market trends and property valuations is essential to the role. The person in this role is someone with a blend of technical expertise, leadership capabilities, and market insight. They should possess strong analytical skills, a deep understanding of real estate valuation processes, and the ability to manage teams and client relationships effectively. Primary Responsibilities
- Oversees the commercial appraisal ordering and appraisal review functions.
- Reviews appraisals completed by others to ensure compliance with applicable rules and regulations and documents any deficiencies.
- Communicates with engaged appraisers and resolves any discrepancies that may arise during appraisal reviews.
- Analyzes market trends, recent sales data, rental rates, and comparable property values.
- Studies economic conditions and real estate reports to understand the market dynamics.
- Prepares detailed, accurate valuation reports with a clear explanation of the methods used and the final valuation.
- Communicates with clients, including property owners, real estate agents, lenders, and legal representatives, to discuss appraisals and provide professional advice.
- Compiles research in detailed reports
- Correctly identifies discrepancies between the property's description and its actual state.
- Performs detailed inspections on property to determine value, factoring in dates, quality, and age of property.
- Examines new construction.
- Determines physical changes in property due to construction or demolition.
- Accomplishes department objectives by supervising teams and organizing and monitoring work processes:
- Successfully applies management competencies in all their work.
- Leadership, teamwork and collaboration, emotional Intelligence, time management, flexibility, communication, self-motivation, problem-solving, openness to learning, integrity, self-confidence, change management.
- Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules, and regulations; adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position
- Performs other duties as assigned.
Education and Experience
- Bachelor's degree in real-estate, finance, economics, or related field.
- Note: Three (3) years of directly related experience may be considered in lieu of the associate degree.
- Three (3) years of experience as a real estate appraiser or five (5) years' experience in a real estate related industry
- In evaluating candidates for this position, CCFBank may consider a combination of education, training, and experience which provides the necessary knowledge, skills, and abilities to perform the duties of this position.
What's in it for you?
- Full Time, 40 hours per week.
- Monday - Friday work week
- Competitive pay.
- Eligible for annual incentive based upon company performance and goals.
Perks:
- Health, Vision & Dental Plans
- Health Savings Account (HSA) with CCF Contributions
- Health Reimbursement Arrangement
- Flexible Spending Account
- Employer Paid Life Insurance and Long-Term Disability Plans
- Voluntary Life Insurance and Short-Term Disability Plans
- Accident and Critical Illness Plans
- Hospital Indemnity
- 401K Retirement Plan and Company Match
- Paid Time Off, Bereavement Leave, and Paid Holidays
- Parental Leave
- Company-Wide Wellness Program
- Employee Assistance Program
- Colleague Referral Program
- Professional Development Reimbursement Program
- CareerPlanning
- Colleague Pricing on Secondary Market Mortgage Loans
- Colleague Beyond Save & Spend Accounts Perks
What can you expect from us? At CCFBank you are more than just a number, you are a partner to our team. We are dedicated to investing in our colleagues and providing them with tools they need to grow and develop their careers. We prioritize the needs of our community by allocating resources and encouraging colleague involvement across the regions we operate in. We are proud to be a part of our local communities, and we look forward to continuing to support and serve them. Learn more here about how we make more possible: https://ccf.us/careers/ Ready to be part of our financial family? Apply online at ccf.us! If you need assistance applying, contact us at HR@ccf.us and we will attempt to meet your needs. CCFBank is committed to fostering and cultivating an inclusive and diverse culture and we are proud to be an Equal Opportunity Employer, including disability and veterans.
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