FIU, Business Analyst - Decision Science

FIU, Business Analyst - Decision Science - Denver, Colorado(Hybrid)

Does the prospect of working in a global organization in the fight against money laundering motivate you? Are you ready to play a vital role in helping billions of people and businesses to enjoy secure, reliable financial services? Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated, allowing each of us to thrive? Then it's time to join Western Union as a FIU, Business Analyst - Decision Science.

Western Union powers your pursuit.

This position operates within the Financial Intelligence Unit of the Enterprise Risk and Compliance organization. The FIU mitigates money laundering and terrorist financing risks to Western Union. This highly visible area is responsible for identifying, escalating, and mitigating money laundering and financial crime risk.

The FIU is seeking a Data Scientist to support investigations into money laundering, fraud, terrorist financing, and other forms of financial crime. You'll be responsible for analyzing large, complex financial datasets, developing models to detect suspicious activity, and creating tools that help investigators act quickly and accurately. This role sits at the intersection of data science and compliance.

Role Responsibilities

• Analyze transaction data, customer profiles, and external datasets to identify unusual patterns or anomalies linked to financial crime.
• Design and implement machine learning models to improve detection of fraudulent or suspicious activity.
• Develop dashboards, risk scoring systems, and case-support tools for investigators and analysts.
• Work with compliance officers, investigators, and regulators to translate data insights into actionable intelligence.
• Conduct network and link analysis to uncover hidden relationships between entities.
• Automate repetitive tasks to improve investigation efficiency.
• Document methodologies and maintain clear audit trails for models and analyses.
• Accelerating the development and integration of AI tools and techniques into the FIU's operational and investigative process.

Role Requirements

• Master's degree in Data Science, Computer Science, Statistics, Economics, or a related field (or equivalent experience).
• Strong coding skills in Python or R, with experience in SQL and handling large datasets.
• Practical knowledge of anomaly detection supervised and unsupervised learning, and graph/network analysis.
• Experience with visualization tools (Tableau, Power BI, or similar).
• Ability to communicate findings clearly to non-technical stakeholders, including investigators and senior officials.
• Sharp analytical thinking and problem-solving under pressure.
• High ethical standards and discretion when handling sensitive information.
• Ability to balance technical depth with investigative priorities.
• Strong collaboration with multidisciplinary teams (i.e.: compliance, legal, IT) at multiple levels.
• Background in financial services, banking, compliance, or law enforcement preferred.
• Familiarity with AML (Anti-Money Laundering) and CTF (Counter-Terrorism Financing) or overall financial crime frameworks preferred.
• Experience with big data tools (Spark, Hadoop) or cloud-based platforms (AWS, GCP, Azure) preferred.
• Knowledge of natural language processing for unstructured data such as reports, emails, or SARs (Suspicious Activity Reports) preferred.

We make financial services accessible to humans everywhere. Join us for what's next.

Western Union is positioned to become the world's most accessible financial services company - transforming lives and communities. We're a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional

aspirations. You'll have plenty of opportunities to learn new skills and build a career, as well as receive a

great compensation package. If you're ready to help drive the future of financial services, it's time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/.

Salary

The base salary range is $70,200.00 - 105,000.00 USD Annual USD per year, total on target compensation includes a base salary plus annual incentives that align with individual and company performance. Actual salaries will vary based on candidates' qualifications, skills, and competencies.

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life
insurance, and access to best-in-class development platforms, to name a few
(https://careers.westernunion.com/global-benefits/). Please see the below benefits specific to your
location and note that your recruiter may share additional role-specific benefits during your interview
process or in an offer of employment.

Your US specific benefits include:

• Flexible Time off
• Medical, Dental and Life Insurance
• Parental Leave
• Global Adoption Assistance
• 4% Western Union Contribution to 401K

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week.

For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

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Estimated Job Posting End Date:

10-31-2025

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.