Supervisor of Secondary Market Pricing and Analytics

Position Title:Supervisor of Secondary Market Pricing and Analytics

Business Unit:Mortgage Administration

Reports to:Manager of Secondary Market Pricing and Product Development

Position Overview:

This position is primarily responsible for supervising daily pricing activities, including pricing strategies, market trends, and pipeline management. Ensures accuracy, compliance and efficiency in all processes while supporting strategic objectives set by the Manager. This role serves as the primary point of contact for pricing analysts and collaborates closely with lock desk, hedging and capital market teams to maintain smooth workflow and operational integrity.

Primary Responsibilities:

Supports the development and implementation of pricing strategies across investor channels to enhance execution and profitability. Analyzes market trends, investor pricing, and economic indicators to guide decisions. Monitors daily pricing updates and margin management. Prepares reports on competitive positioning, market share, best execution outcomes and overall profitability performance.

Collaborates with other Supervisors to ensure Lock Desk staff effectively manage workflow and complete all tasks accurately and efficiently. Serves as a backup to theManager.

Monitors and coordinates the monthly pipeline inventory validations, loan level pricing adjustments, and pricing calculations. Ensures data integrity between loan origination systems and pricing platforms. Evaluates and implements technology solutions, including PPE and Market Data subscriptions to enhance pricing efficiency and accuracy.

Supervises the annual investor recertification process and maintains active communication with investor representatives to assess pricing policies and explores new product opportunities. Develops and expands investor relationships as needed to support strategic growth and market competitiveness.

Oversees the configuration of pricing and risk adjustments within Secondary Market and loan origination system, ensuring accuracy, consistency, alignment with strategic objectives. Serves as a backup for loan sale process when needed. Working knowledge of pricing dynamics for held for sale and portfolio products required.

Recommends and develops ongoing training and communication strategies for sales teams regarding lock policies, lock desk procedures and available products and services. Works under the guidance of the Manager to ensure alignment with departmental goals and compliance standards.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

3

Skills Required to Perform the Primary Responsibilities of this Position:

Ability to work and multi-task in a fast paced environment

Excellent project management skills

Excellent organizational, analytical and interpersonal skills

Ability to use a personal computer and job-related software

MS Word - Intermediate Level

MS Excel - Expert Level

MS PowerPoint - Intermediate Level

Knowledge and understanding of GNMA, Fannie, Freddie, FHA, and VA products

Understanding of loan pricing, mortgage operations, and interest rate risk principles

Proficiency in loan origination systems and pricing engines

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.