New

Senior Credit Risk Review Officer

Western Alliance Bancorporation
dental insurance, tuition assistance, 401(k)
United States, Nevada, Reno
Feb 24, 2026
Job Title: Senior Credit Risk Review Officer Location: Scottsdale What you'll do: As a Senior Credit Risk Reviewer, you will plan and execute quarterly continuous credit file examinations and/or process reviews for assigned reviewable business units and participate in other review assignments. You will perform and lead activities that evaluate commercial loan transactions and perform assessments of underwriting and portfolio management to independently provide feedback on the adequacy of underwriting analyses, accuracy and timeliness of risk grading decisions, appropriateness of credit mitigation actions, and the effectiveness of the credit management process and key controls supporting credit quality. You will independently monitor credit risk trends within assigned commercial lending risk segments, attend relevant meetings, and develop and maintain relationships with internal stakeholders responsible for credit approval. This position reports to a Credit Risk Review Director and is located in one of the following locations: Scottsdale, AZ, Reno, NV, Las Vegas, NV, or Dallas, TX. Internal Credit Risk Review is a department within the Bank's second line of defense for credit risk management known as the Credit Risk & Review Group. The independent Credit Risk & Review Group's mission is to help ensure the financial soundness of the Company by identifying, assessing, and escalating credit risk to the Board and senior management, and to drive continuous improvement in the quality of the bank's credit risk management consistent with the risks and complexities of its loan portfolio. To execute its mission, our Group is organized in two separate, but synergistically collaborative teams comprised of Internal Credit Risk Review and Credit Risk Oversight. Lead continuous quarterly credit file examination activities and process review engagements and execute quarterly analyses of the credit quality trends of the loan portfolios of assigned reviewable units or risk segments. Review all pertinent credit and financial information, including business and personal financial statements, spreadsheets, cash flow analyses, and other sources, as applicable, and properly assess borrower risk profiles and risk grades of each loan/lending relationship reviewed. Perform proper risk-based sampling techniques for scoping continuous quarterly file examinations and determine the need for expanding scope and adjusting exam procedures, as appropriate. Guide less experienced reviewers in determining the accuracy of assigned risk ratings and analyzing borrower risk attributes and risk factors. Maintain a strong working knowledge of a variety of industries and specialty lines of business (e.g., commercial real estate, equipment leasing, mortgage warehouse lending, gaming, technology, life sciences, HOA, franchise lending, sponsor finance, leveraged lending, etc.). Demonstrate an excellent knowledge of regulatory requirements and expectations pertaining to credit risk management and ensure consistent application of enterprise-wide Credit Policy, as well as Credit Risk & Review Group Policies and Procedures. Assist in performance and completion of special projects as may be assigned on an ad hoc basis. What you'll need: 3+ years of related experience in Risk Management, Credit Risk & Review Group or similar field. Bachelor's degree in related field required. Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services. Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Intermediate to advanced knowledge of accounting, financial statements and tax returns, and cash flow analyses, as well as a highly refined ability to make insightful comments relating to a borrower's current and prospective credit risk profile. Intermediate to advanced knowledge of analytical and problem-solving skills are required. Ability to understand business and industry concepts in order to develop and suggest intelligent, viable solutions to problems. Intermediate speaking and writing communication skills. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation