2027 Summer Intern - Capital Equipment Finance (NYC)

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office

First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future!

The Capital Equipment Finance Business Unit looks to finance loans and leases for revenue generating equipment, project finance and owner-occupied real estate. Transactions are sourced through the primary and secondary markets from Direct customers and Indirect opportunities through bank, broker and vendor relationships.

In this role, you will:

• Be part of a dynamic team with interesting projects. Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support.
• Attend professional development sessions, informational sessions, networking, and community service events.
• Have a dedicated manager and program manager to help you navigate the bank and the internship program.
• Work as part of a Deal Team on live transactions, engaged in many aspects of credit underwriting and portfolio management, including company and industry due diligence, financial analysis, credit memo preparation and portfolio management activities.
• Participate in internal credit approval meetings and client/customer calls, as appropriate.

Position Specific Skills:

• Partnerships and Collaboration
• Communication (Written and Verbal)
• Critical thinking skills

Required qualifications:

• High School Diploma or GED and 1 year of experience
• Currently enrolled at an accredited collegiate institution (during the time of the summer program)
• Ability to work 40 hours per week during the duration of the program.

Preferred qualifications:

• 3.0 minimum GPA
• Strong desire to learn and grow.
• Pursuing a bachelor's degree with a major/concentration in finance, accounting, or economics
• Ability to work 40 hours per week during the duration of the program.
• Possess a positive attitude, naturally curious and enjoys collaborating with others.
• Strong verbal and written communication skills
• Critical thinking skills
• Ability to multitask.
• Ability to adapt and adjust priorities based on business needs.
• Ability to take direction and absorb information quickly.

The base pay for this position is generally between $22.44 and $26.40. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

First Citizens beneafits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits.